Credit Cards Australia – Comparison Made Easy

Don’t Pay More Than You Need To. Find Your Best Credit Card Online With Our Free Comparison Service.
Did you know that getting the best deal was cited as the most important consideration when choosing a credit card yet only 6% used comparison websites? And that 44.5% of Australians had not switched their credit card in more than 11 years?
www.AustralianCreditCards.com.au (ACC) is here to rectify that. ACC is a complimentary, 100% Australian owned service whose goal is to allow people in the credit card market to make an informed decision. We do this by comparing everything from credit cards with no annual fee to balance transfer deals.
If you also like to know our opinions as to which credit cards are best at this point in time, check out our post on Australia’s best credit cards.
And if you think our service will cost you, think again. There are absolutely no hidden costs in using ACC’s comparison service or subscribing to our newsletter. So go ahead, what have you got to lose?
You can find out more about the team behind ACC in our “About Us” page.
Start to your left for specific banks or browse below for some of our Editor’s Picks.

Featured: Bankwest Breeze MasterCard
The Bankwest Breeze MasterCard not only has a great balance transfer offer but it also gives you an introductory offer on purchases too and a low ongoing purchase rate.
- 0% p.a. for 6 months (reverts to 10.99%p.a.) on purchases
- 4.99% p.a. for 9 months on balance transfers
- $49 annual fee
- 21.99% p.a. on cash advances
| Interest Rate (p.a.) | Balance Transfer Rate (p.a.) | Annual Fee | Cash Advance Rate (p.a.) | |||
|---|---|---|---|---|---|---|
![]() Bankwest Breeze MasterCard | Awarded Cheapest Credit Card 2010 by Money Magazine and features the lowest MasterCard interest rate in Australia. | 0% for 6 months (reverts to 10.99%) | 4.99% for 9 months | $49 | 21.99% | ![]() |
![]() Citibank Clear Platinum Card | A rare offer that gives you the benefits of a platinum credit card without the price tag. | 11.99% | 0% for 12 months with 3% handling fee | $99 | 21.74% | ![]() |
![]() HSBC Credit Card | Pay no annual fee plus, enjoy a low balance transfers. | 17.99% | 0% for 8 months with 2% handling fee | $0 | 21.99% | ![]() |
![]() Commonwealth Bank Low Rate Credit Card | A credit card with a low rate on balance transfer and purchases with low annual fee. | 13.49% | 5.99% for 5 months | $78 ($48 for qualifying customers) | 21.74% | ![]() |
![]() St.George Vertigo | A low balance transfers with a low on-going purchase rate. | 13.24% | 0.99% for 6 months | $55 | 21.49% | ![]() |
![]() Westpac Low Rate Card | A great deal from one of the largest banks in Australia. This card is available only for a limited period of time. | 1.9% for 9 months (reverts to 13.49%) | 3.99% for 6 months | $0 annual fee for the first year ($45 thereafter) | 21.49% | ![]() |
![]() Woolworths Everyday Money Card | Pay no annual fee and earn 3 reward points for every dollar you spend with Woolworths Everyday Money. | 0% for 9 months (reverts to 19.84%) | 5.99% for 6 months | $49 | 21.34% | ![]() |
![]() Westpac 55 Day Credit Card | Enjoy paying no interest on purchases for the first 5 months and pay no annual fee for the first year. | 0% for 5 months (reverts to 19.59%) | 3.99% for 6 months | $0 annual fee for the first year ($30 thereafter) | 21.49% | ![]() |
![]() Virgin No Annual Fee Credit Card | This cool hip card from Virgin not only looks good but it also comes with $0 annual fee. | 18.99% | 2.9% for 6 months | $0 | 20.99% | ![]() |
![]() Woolworths Qantas Credit Card | Earn 1 Qantas Frequent Flyer point for every dollar you spend on most purchases with this card. | 19.99% | 5.99% for 6 months | $89 | 20.99% | ![]() |
![]() American Express Platinum Edge Credit Card | Enjoy a complimentary Virgin Blue domestic flight and receive 15,000 bonus Membership Rewards points. | 0% for 6 months (reverts to 20.74%) | $149 | ![]() |

Featured: Bankwest Lite MasterCard
Awarded Cheapest Credit Card & Cheapest Balance Transfer 2010 by Money Magazine, plus it features the lowest MasterCard interest rate on purchases in Australia.
- 0% p.a. for 6 months (reverts to 10.99%p.a.) on purchases
- 4.99% p.a. for 9 months on balance transfers
- $49 annual fee
- 21.99% p.a. on cash advances

Best Credit Cards
Balance Transfer Cards
Reward Credit Cards
Frequent Flyer Cards
Cashback Credit Cards
Low Interest Cards
0% Purchase Cards
No Annual Fee Cards
Student Credit Cards
Gold Credit Cards
Platinum Credit Cards
Debit Cards
Corporate Credit Cards
Small Business Cards













